COLUMBIA, Mo. So you just won the $500 million Powerball jackpot, the second highest in lottery history. Now what?Past winners of megalottery drawings and financial planners have some more sound advice: Stick to a budget, invest wisely, learn to say no and be prepared to lose friends while riding an emotional rollercoaster of joy, anxiety, guilt and distrust."I had to adapt to this new life, "said Sandra Hayes, 52, a former child services social worker who split a $224 million Powerball jackpot with a dozen coworkers in 2006, collecting a lump sum she said was in excess of $6 million after taxes.Of course there would be a lot of finer details to work out. Example, the base amount of the Cap would have to be decreased initially to cater for the Cap Adjustment. Also, thing like players lost to union or the UK.

Recently, I had an NFL client call me in tears because his grandmother questioned his love for her because he was able to give her only $10,000 to help with